Installments and loans

Increase conversion by offering flexible payment terms even when customers have no funds on their cards.

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Our partner for issuing installments and loans

Increase sales with installments and loans

Installments and loans integrate easily with ioka's acquiring system. With this solution, your customers can make purchases without delay, spreading payments over several parts.

Increase conversion

The ability to pay for a purchase without having funds on a card significantly increases sales and expands the business audience.

Easy integration

ioka ensures easy and fast connection of installments and loans to your business platform

Fast approval

Installment and loan approvals are processed instantly on ioka's partner website - Freedom Credit

Security

Data protection is compliant with global security standards - PCI DSS Level 1

Enable pay later

A solution that allows customers to pay in parts without extra charges for businesses

Beneficial for buyers

When paying in installments, the customer doesn't need to pay an additional commission, and the price remains unchanged. This increases customer loyalty to the business.

Fast approval

The customer goes to our partner Freedom Credit platform and quickly gets the installment approval result

payment

For businesses, the installment fee starts from 7%

Enable credit payment

A solution that allows customers to pay for purchases over a longer period with added interest.

Convenient for buyers

When paying via credit, the customer can choose a payment term of up to 48 months with interest added to the product price.

Fast approval

The customer goes to our partner Freedom Credit platform and quickly gets the credit approval result

payment

For businesses, the loan fee is 7%

Interest rates for loans are dynamic and calculated on the Freedom Credit partner platform

Payment to the business is made on the next business day after the installment or loan is granted

Connect flexible payment from ioka and watch your sales grow

By offering additional tools to acquire your product, you expand your customer base and increase business opportunities.

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ioka securely protects payment data

Information security is a priority for ioka. The company undergoes annual certification from the world’s best standards for financial data protection.

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